If you’ve been injured in a motor vehicle accident, you may be entitled to claim benefits to cover medical expenses, lost income, and rehabilitation.
Strict time limits apply. You must report the accident to the police and lodge your claim within set deadlines, so it’s very important to act quickly.
The compensation amount depends on various factors, including the severity of your injuries. Generally, the greater the injury, the higher the compensation.
Any compensation that you are entitled to is paid by the Compulsory Third Party (CTP) insurance company of the vehicle at fault in the accident. This could be your own insurer. You can find more information about the CTP scheme on the NSW SIRA. For a helpful summary of the personal injury claims process, see this flowchart prepared by the NSW Government.
We typically handle motor vehicle accident claims on a No Win, No Fee basis, meaning you won’t pay legal fees unless your claim is successful. Contact us to discuss your entitlements.
If the police are not called to the scene of the accident, the accident should be reported to the police as soon as possible and within 28 days. Be sure to take note of the COPS Event Number provided
If an ambulance does not attend the scene of the accident, it is important to see a GP or attend a hospital as soon as possible
Gather as much information as possible, including the licence details of any drivers involved in the accident, as well as the time, date and location of the crash
Your claim needs to be lodged with the CTP insurer of the driver at fault within 28 days of the accident.
With over 40 years of combined experience, our team deeply understands motor vehicle accident claims, statutory entitlements, and CTP insurance processes in NSW.
Our Wollongong motor vehicle accident lawyers provide clear, strategic legal advice and strong representation to help you navigate the claims process. We carefully assess your case to make sure you receive the maximum compensation you’re entitled to for medical expenses, lost income, and rehabilitation.
Whether you were injured as a driver, passenger, motorcyclist, cyclist, or pedestrian, we guide you through every step of your claim with a hands-on, personalised approach. We handle evidence gathering, insurer negotiations, medical assessments, and legal complexities so you can fully focus on your recovery. You won’t be passed around. You’ll have direct access to the solicitor handling your case.
We are committed to securing the best possible outcome for every client. Simply put, we take the stress out of the legal process while fighting for the compensation you deserve.
In New South Wales, anyone injured in a motor vehicle accident—including the at-fault driver—may be eligible for personal injury compensation under the NSW Motor Accident Scheme.
To access early benefits such as medical expenses and lost income payments, you must submit an Application for Personal Injury Benefits with the at-fault driver’s CTP insurer within 28 days of the accident.
If eligible, you may receive immediate compensation for medical treatment and lost income for up to 52 weeks. If you were not at fault and your injuries are significant, you may be entitled to ongoing benefits beyond the first year.
Even if you miss the 28-day deadline, you can still lodge a claim for compensation—but you must do so within three years from the date of the accident.
Following an initial assessment, we typically work on a contingency basis, meaning you won’t pay legal fees unless your claim is successful. In some cases, regulated legal fees apply, and funding options may be available. For example, workers' compensation claims may qualify for an ILARS grant from the Independent Review Office (IRO), which covers legal costs and disbursements for claims with reasonable prospects of success.
Not all accidents need to be reported to the police. However, you must report the accident if someone is injured, a fatality occurs, or the vehicles involved require towing. Even if not legally required, reporting the accident can help support an insurance or compensation claim.
Compensation entitlements depend on the severity of your injuries and the impact on your life. You may be able to claim:
The time frame varies based on factors such as injury severity, the complexity of the case, and whether the insurer disputes the claim. Some cases settle within months, while more complex claims can take a year or longer.
In NSW, you generally have three years from the date of the accident to lodge a compensation claim. If you miss this deadline, you may still be able to proceed, but you’ll need court approval. Generally, acting early can help you avoid delays and complications.
Most car accident claims are resolved through settlement negotiations without going to court. However, if there is a dispute over liability, the extent of injuries, or compensation entitlements, the case may need to be decided by a court.
Yes, even if you were at fault, you may still be eligible for compensation under the NSW Motor Accident Injuries Scheme. The extent of your entitlements will depend on factors such as injury severity and the circumstances of the accident.
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As a small Wollongong law firm, we pride ourselves on providing a personal service in which the client deals directly with the solicitor with carriage of the matter. Our focus is on delivering high-quality legal support that is both efficient and affordable.
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